Dental Office Insurance

Running a trusted dental practice means investing in proper insurance. The right insurance will protect your employees, your property and your financial assets.

Let one of our agents help you find the correct business insurance policy. By protecting your business assets, you can also protect your patients.

Business Owners Policies

If a hazard strikes your practice, you might not be able to treat patients. Your inability to operate could impact your bottom line and your professional credibility.

Many practices carry a Business Owners Policy, or BOP, to help insure their operations. BOPs can cover many common practice assets like your property and employee liabilities. You’ll be able to get many aspects of coverage in one BOP.

Most BOPs offer very strong coverage. However, you might find that their coverage limits do not meet your needs. You might need to supplement a BOP with specialized policies for specific risks. Our agents will analyze your risks and the benefits of a BOP. We will determine how best to use a BOP and supplementary coverage to meet your needs.

General Liability Coverage

Whenever you get commercial insurance, make sure it includes general liability coverage. A liability claim might arise from injury, property damage or other accident allegations in your business.

Your liability insurance should cover your practice with coverage specific to your needs. For example, you might use this policy to compensate a patient who falls in your lobby. The patient might need this help if they face a loss of income related to the injury received in your office.

Commercial Property Coverage

Your practice would be nothing if it didn’t have your building, equipment and other property. Should a hazard damage or destroy these assets, you will likely need to replace them.

Property insurance can help you repair or replace assets you lose in a covered peril. Our policies can specifically address the property risks that dental practices face.

Workers’ Compensation

Dental practices employ very skilled workers. Therefore, you need to protect your employees in accordance with workplace safety laws. Workers' compensation claims arise if an employee gets sick or injured due to a work-related hazard.

By law, you likely have compensate an incapacitated employee using workers’ compensation. Workers’ compensation insurance can help you reimburse a qualifying employee. The payments might assist the employee with lost wages, excess medical costs and other recovery costs. Coverage can also help you avoid lost operating costs during the employee’s absence.

Get Started Today

We know insuring your business will require thought and guidance. Our team can help you get the business insurance coverage you need. Call Dentistry Planning Partners at (615) 667-6860 if you have questions or want to get started.